I know you're probably cringing for me because it's such an awful thing this whole foreclosure business but really we're past that and on to the celebration of starting the new chapter in our lives. A chapter where people are kind. A chapter where we aren't crazy dirt poor. A chapter where my daughters are blooming from being planted in fertile educational soil. A chapter … [Read more...] about Today We Are No Longer Homeowners!
Who has ten fingers, ten toes, and stayed up far too late on the Internet? I'll give you a hint. The same woman who ran through about a hundred potential outcome scenarios based on different decisions we could make and their potential outcomes. While it may be pointless to live in the future, sometimes when there is a big decision it does not hurt to schedule a … [Read more...] about How A Decision is Born
I receive a LOT of junk mail. Most of it is advertisements from law firms who want me to call RIGHT AWAY to SAVE MY HOUSE. I sigh, because wouldn't it be nice to actually be able to make a phone call and have something of substance happen? Going through this process has been awful. Even before foreclosure was looming or processing there was the FHA streamline refinance that … [Read more...] about Bankruptcy and a Citimortgage Class Action Lawsuit?
Okay, so first I have a question. If you're in foreclosure how do you calculate your net worth? Do you get to cross of that line item entirely? Did my debt just go down astronomically? Did my net worth increase? Did my paper net worth increase but my personal net worth go straight into the toilet? Before I just keep rambling, I'm going to Google it. Let's see what "How … [Read more...] about July Net Worth & Budget Update
I knew we had an appointment in Chancery court on July 11th. I knew we did. Sort of. We've had previous appointments with the court and they always sent us something in the mail. Mr. Brickie, after the last court date, said, "I'll just show up at the date they say to. Just in case." I am the one who told him to wait for the papers to come in the mail. I am the one … [Read more...] about Foreclosure, Reality, and Emotional Pain