Yesterday I practically jumped out of my chair when I heard the creak of metal the mailbox makes when the postman comes round. I’m waiting on that one. last. W2 and yesterday was the first day you can file taxes and let me tell you I am on pins and needles. PINS AND NEEDLES – GAAAAH!
The sooner I file the sooner we get the refund and the sooner I can pay off the car and have that albatross off my neck. I can have that mistake in my rearview. I can have that money to put toward debt and finally kick this whole being poor thing in the ass. (Not being poor won’t happen overnight but this is it, my friends, this is the tipping point where it’s going to get so much EASIER and It’s going to feel like the things we do MATTER and it will finally stop feeling like peeing in the ocean! I mean, not that I’ve ever peed in the ocean. Who does that? Weird, right.
There was not a W2 in the mail, but there was a check for $92 from our former dentist. We went there right about six months ago (I’m a fanatic about getting my kids into the dentist twice a year like clockwork) and since we’ve moved it’s a 34 mile drive that costs $12 in tolls to get to the dentist but I kept going because the whole setup was cool and kid-friendly and my kids love the dentist and that’s worth a lot of time and effort in my book. But the last time we went they charged me for fluoride on all three kids and it came out to $92. They knew it was only covered by insurance once a year and we’ve been going there YEARS and this is the first time they did it and when I told the woman behind the desk she was so mean and was all, “Oh, well, you have to pay.” I was all, “You do this and we won’t be back.” She was all, “I’m sorry you feel that way.” (Said in that way that is clear she is saying don’t let the door hit you where the good Lord split you, not in a really sorry way at all.) So I left and searched high and low and found a local dentist who has the same kid-friendly philosophy and wrote them off mentally. I got a reminder phone call and explained why I wouldn’t be coming back and like mana from heaven I got a refund check for the fluoride.
Part of me wishes they just hadn’t charged me in the first place. Scratch that. I really wish they had asked me about the fluoride so I could refuse the treatment since it was in my file what the coverages were for my kids and it hasn’t changed. I really wasn’t trying to get anything for free. It’s not even the money, really, it was that awful woman’s attitude toward me when it was HER mistake she was covering up.
Oh well. Now I don’t have to spend four hours getting three kids’ teeth cleaned and find parking downtown in Chicago for the privilege.
I’m not sure why I felt guilty when I opened the mail and the check was there. I wanted to pick up the phone and say I was sorry but for the life of me I don’t know why. I didn’t yell or cuss at anyone during this whole process on any of the phone calls. Why would I feel bad or guilty or icky because they made things right?
It doesn’t make sense.
I deposited the check and for now it’s in my “Buffer” category in my budget because I don’t know exactly what I should do with it. I could pay off the Target credit card (I bought the three girls comforters on sale because the ones they had before literally fell apart during the move and our afghans weren’t enough when it turned really, really cold. I had them in bed with me until the comforters came in the mail and we were all just bundled all up under there and I was getting kicked in the face like you wouldn’t believe.
Man, I need my space when I sleep.
So I could just pay that off and have a little less that the refund needs to go to.
I could also get the reduced-price YMCA membership which is $87 for six months. We live a block away from a lake and I really want them to take swim lessons and that would give me a way to do that.
Maybe it’s all just stupid to worry about because once the taxes are in I could do any of these things. I don’t know. There’s not going to be a lot left after the rent gets paid and the car gets paid off so maybe it is worth worrying about.
My brain is a mess.
I’m still sick but less sick than I was. Now I just feel like crap first thing in the morning (until my sudafed and ibuprofin kick in) then I’m good until about 7:30pm when I crash and feel the hot pressure in my ears again. It is, however, a little better every day so I’m on the right road to recovery.
I just don’t know what to do with the windfall. Keeping it in the buffer makes YNAB (not an affiliate link) show $0.00 in my Available to Budget … that way I’m not tempted to spend it somewhere I shouldn’t. Oh who am I kidding? I’m tempted as all get out but I’m still not going to spend it on crap.