This year I spent my tax return on 9 months of rent and paying off my car loan. A lot of finance people want you to pick that magic number on your deduction form when you start a job so you don’t owe tax but you don’t have to pay tax so you get all the cash you can in your paycheck. That’s great for people who are willing to save money in small bits during the year but even … [Read more...] about 6 Ways to Spend Your Tax Return Wisely
We are big fans of the Dave Ramsey seven simple steps to financial freedom. We have been in: Baby Step 2: Pay off Debt But, you see, we aren't actually there yet. We think we are, we pretend we are, but I had a total crisis last night about Mr. Brickie's next paycheck (it will be about $340 because he only worked 21 hours this week. Maybe less, I used a calculator again.) and … [Read more...] about When Is It Time To Stop Paying Off Debt?