I know the tone of the title might make you think I'm being sarcastic and this whole post is going to be a downer but...it's not. Sure, I'm a little frustrated. It's the first year we've filed taxes and not qualified for the Earned Income Tax Credit (EITC). A couple years ago the IRS was detecting so much fraud from returns that claimed the EITC (and another credit, but I … [Read more...] about Tax Delays Are Super Fun Am I Right?
Budget & Finance
I've covered last year that we were trying to close on a house and needed to pay off a credit card to fix our debt to income ratio. Honestly, last summer was a mess. Mr. Brickie was working like crazy and we were barely keeping our noses above water paying credit card minimums. We messed up and didn't spend responsibly. It started with taking the family to Disneyland for my … [Read more...] about I Paid $1400 to Erase My Debt and Start Fresh
The closing still hasn't happened. Last we talked to Mortgage Guy™ he said that the Walmart card needed to drop off Mr. Brickie's credit report (he was an authorized user) or get paid off. So, while Mr. Brickie was still in Maryland we decided to pay the darn thing off and hope that a job happened soon enough when he got back from the east coast we could boost the checking … [Read more...] about Solving the Debt to Income Ratio Problem by Paying Off A Credit Card #NaBloPoMo #HastagsAreSilly
https://www.youtube.com/watch?v=geVYIHOat5o I have the theme song for The Neverending Story stuck in my head now. Mortgage Guy™ emailed today and those two pesky accounts are still listing Mr. Brickie as an authorized user even though I took him off those accounts at the end of August. In case I haven't said, Mortgage Guy™ said that the letters the companies gave me … [Read more...] about The Neverending Closing #NaBloPoMo
I got the kids to testing on time! I was sure I was going to mess it up. I even managed to make scrambled eggs and toast for them for breakfast before they went. I packed snacks and water bottles. They had sharpened pencils and calculators. I WAS ON FIRE! I got a few odd looks taking my 12 and 13 year old kids in among the hundred plus high school kids in line but no one … [Read more...] about Money and Budgeting and Opportunities for My Kids #NaBloPoMo