How We Spent It 3-31-2016

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Sometimes it makes me really sad that my plans get derailed by doing normal people things like taking my kids to the dentist.

We used to go to this amazing dentist with a circus atmosphere (yes, even balloon animals) but once we moved it took an hour to get there one way. Too much travel for three little kids. We found a local dentist through a referral who is also a unicorn (small hands with long, thin fingers) and we couldn’t be happier with the office.

X-rays, sealants, fluoride, and cleanings for all the kids (plus x-rays for me) – even with insurance – cost us $198 today. Well worth it, sure, but still painful. My mouth is going to be a years long process because of the deductible + coverage limit per year. I’m fine with that but pretty soon we’re going to have to take Mr. Brickie and his trench mouth in there and then all bets are off and we might look into getting care credit because once you go in there you need to just get it done because his teeth have this tendency to dissolve when things are put on them.

But he’s the one from the middle class family. He got braces and everything. Seriously, don’t judge people by their teeth. You can only control that stuff so much.

Maybe I’ll get veneers so I can have a perfect smile. I could do it. Be amazing in all my pictures from now on. Sounds right up my alley, doesn’t it? (If you ever want to see how *not* into selfies I am you can check me out on instagram. Surprise, my username is jennydecki.) Sadly, veneers aren’t even an option for Mr. Brickie. Ah well, I always tell him, “If they don’t hurt you’re doing better than you could be.” We do need to get him in that dentist’s office, though, and I know he’s scared even though he would refuse to the moon and back that he even cares.

When I was younger and rebellious and conservative and thought everyone could succeed if they just tried hard enough and weren’t lazy (HAHAHAHAHAHAHAHAHA) I swore I’d never marry someone who had less-than-awesome teeth because I had great teeth and had a good dental routine and the ONLY way you would have janky teeth was OF COURSE if you were too lazy to brush.

I truly hope it does not surprise you to know I’m deeply ashamed I held those beliefs. I’ve talked to enough people living enough lives from top to bottom to know how wrong I was. I do, however, understand the thought process that leads someone to hold on to those beliefs. I’m not a “my way or the highway” woman when it comes to personal beliefs because there is value in understanding. I’m not sure exactly what the value is, sometimes, but maybe someday I’ll understand why I crave to know others and how they got where they are and why they believe the way they do.

This week was the “extra” check. I set aside $350 for groceries, gas, tolls, and one night of take out food. With the one day of no work last week his check was $758.19

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Walmart is work jeans for Mr. Brickie (4 pairs) because he doesn’t have a pair without holes in them and I was like, “What the what?? No. You do not wait until the last minute to tell me you need work clothing. That is a priority!!” I put it on the credit card so when it shows up on the card (it takes a few days) I can pay it off immediately.

The emergency fund was half drained to pay off a credit card so I’m trying to put a little back in there. I really was most comfortable when that was at $1000 but every time we have a dime I’m torn between the emergency fund and paying down Macy’s.

That dentist bill is a biggie, though, but I have to prioritize the kids health. I wouldn’t be able to sleep at night otherwise.

So at this point I consider myself very, very lucky I was able to pull out a credit card this morning, have her charge $194 on the card, and then I was able to come home and set aside the same amount of cash from today’s paycheck so as soon as it goes on the card I can pay it right off.

It’s a whole new world, really.

Plus the hygienist told me I was awesome and my family was awesome which is always a great thing to hear first thing in the morning. It’s kept me smiling since she said it. A great bonus in addition to good dental care, for sure!

Here is where our credit card balances stand:

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It’s a lot but we’ll get there. Tomorrow I’m going to pull down the Chase Freedom $187.28 cash back into my checking account. ($150 for spending $500 in three months, $25 for adding an additional user, 5% cash back on gas.) We used this as our gas card until today because of the 5% back and we put this month’s bills that could be paid on a credit card on this card to hit that $500 limit. Tomorrow the Chase Freedom card will be back in the safe until the next time the 5% bonus category is one we want to participate in because it’s something we would have spent on anyway.

I’ll pull out the Chase Visa next (2% cash back on gas and groceries) and put a little post-it note on it that says “gas/groceries” so Mr. Brickie knows what the card is for and doesn’t have to think about it.

Can you believe tomorrow is already April??

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