Oh that beautiful paycheck. The one that will live in my brain(heart?) forever.
It probably won’t happen again.
It could, but why be optimistic when we can all nod our heads and be realistic.
Yesterday and today Mr. Brickie worked a totally legit 8-hour day. It also looks like he won’t be working Saturday. That means he will still (hallelujah) get a check this Wednesday with overtime on it (8 beautiful hours of overtime) but unless something crazy happens he will go back to a solid, respectable 40 hour week. Which I am fine with. I mean, do I want to hurry along his next promotion? YES. Do I love when he makes a bunch of money? YES. Do I like that he’s really crabby when he’s home after working all those hours? NO.
I’m willing to put up with the less-than-stellar attitude but man, I also won’t miss it when it’s gone.
This non-overtime period is also great for his poor body that he’s been using to work like a dog for weeks now, but it’s less awesome for our bank account. I’m okay with that because, man, you just can’t count on overtime and that’s okay.
I still have our original budget for the month based on $750/wk. (I ultimately felt like doing one with herds and piles of overtime would jinx everything so I just did that one quick one to share the best case scenario and then chucked it in the bin.) I’m not sure if his check will even be $750 but, again, that’s why I’m using a priority-based budget instead of a zero-based budget.
The only real difference is that the last line says “Everything else goes toward the credit card” at the end instead of having a pre-filled amount.
If the hours shoot back up I will let you know but right now we paid what we were supposed to pay on the 30th (past due electric & gas, Net10 cell phones, and extra on the CapOne CC) and are up for paying the credit card minimums and the extra to the CapOne CC on the 6th.
Once you have your budget for the month all written out, you just have to glance at it and remind yourself what’s coming next. There is a comfort in knowing what you are doing with your money in between now and the end of the month.
I know there are a lot of people who know budgeting is good but think doing it in the brain is good enough. It’s really not. I can track an investment account to within a dollar with my brain but the budget being written down is what changed my life and my finances for the good.
I will never be an inspiring success story because I haven’t done anything amazing. I will not have been fast about changing my life and my finances. I am the turtle. Sure, in the children’s book the turtle wins but that’s because it makes a better story. Hares win all the time in the real world. My job is not to compare myself to the hares. Or the turtles. I am running a one-family race and our finish line is different than everyone else’s. It’s ours.
Every week we get a little closer. It’s a good feeling.