Is it safe to blog?
One of the biggest things I get asked (which means, like, three people have asked me … I’m the opposite of Internet-famous) is how I can feel so comfortable sharing our very personal financial information online.
In the past I’ve always said, “We don’t have anything and I don’t see a problem letting people know that.”
How things change once the numbers increase. I have been thinking about yesterday’s post where I’m anticipating Mr. Brickie’s check on Wednesday and, let’s be honest, salivating at the prospect of having extra money. Well, not extra, we’re going to be kicked out of this house in a minute so it’s going toward paying off credit cards and then savings so we can move but still, it’s not money beyond the bare minimum which is how we’ve been living for longer than I’d like to admit.
Yes, it took us far longer than the other grownups to figure our finances out. We are not head of the class by any means. I don’t pretend to be.
So while I was not sleeping last night I thought about what could go wrong from posting our very specific finances online.
We could have our identity(ies?) stolen. I’m not exactly sure how this works. I have extra security on all the accounts I can (i.e. texted passcodes) and have different, insane passwords for all accounts. I’m not sure how knowing what my husband makes or how much we owe, specifically, could lead to more information.
I could get asked for money. This has happened already by someone who thought I was over-dramatizing my stories of being poor. I smiled politely and said, “I’m not able to do that.” I got huffed at but, really, I’m not going to feel bad when someone who has never been there for me thinks it’s suddenly very important for me to be there for them.
Um…that’s about it. If you can think of other things that could come back to haunt me for this, feel free to let me know. The way I see it, I’m going to really enjoy blogging about saving and investing and eventually maybe even a vacation. When I read blogs where people are doing all that I always want to know how they got there. So this is me trying to paint an accurate picture of what crap finances look like and the transition from crap to not-crap.
I’m attempting to blog my “Before” financial picture so the “After” picture won’t seem unbelievable and out-of-nowhere. Also, it keeps me from painting the past as rosier than it actually was. As you can see I’ve stopped with advertising. I decided I want this to be more of a memoir so maybe if my kids don’t remember they grew up dirt poor they can read back and see what it was like. Maybe when they’re in their teens or 20’s and hate me or something I can be a little more human and a little less “Mom Archetype” for them. *shrug* It’s better than a paper journal that I would inevitably lose or burn in a campfire for healing at some point. (Yes, I’ve burned my share of journals. I like burning things as a form of closure.)
Another Mature Decision!
Another super-mature decision I’m making is to quit the online game I’m playing. Mr. Brickie and I were not on the same page about our gaming a little bit ago but we managed to compromise and now get along pretty well. Unfortunately it’s become not much fun for both of us for different reasons. He misses a bunch of things that happen at specific times because he’s working and I miss spending time with him when he gets home from work because he wants to “catch up” the best he can before bedtime. (There is now a strict bedtime for both of us and it’s working out beautifully.) Also, the whole free-to-play/pay-to-win game genre stinks. I’m too cheap for basic cable, I’m certainly not going to put money into paying for a game. I just can’t. My brain would break.
If we decide we are going to play another MMO we will probably go with Elder Scrolls Online because it’s got a flat fee to buy the game and a monthly charge that includes everything. I would rather pay $15/month and just play instead of seeing that I could be doing more/better at every turn if I just spent a little money on the free-to-play game I’m on now. Yuck.
It is pretty much the opposite of my nickel-and-dime strategy of financial security. It’s a nickel-and-dime path straight into a bad, bad place. (Full disclosure, I did pay for the VIP membership on this stupid game, which is $6.99/month because it was the only way Mr. Brickie could even keep up a little with the game and I’m sorry, I might be a good wife but I’m not good enough to be all, “Oh, baby, here, you have the cool membership with benefits and I’ll pass on that to save money.” No. Just…no.)
Like I said, I’m no finance savant. I’m wasting $15/mo. on a game right now. Yes, I’m embarrassed to admit it. While we’re at it I also spend money on hosting and domains every month that is no longer supported by ads in any way so it’s a hobby expense as opposed to a business now as well. Speaking of unnecessary expenses….
Since it seems the brand/flavor of (extraordinarily cheap) wine I enjoy the most is impossible to find and goes out-of-stock regularly where it is sold, I’m trying a new wine today. Barefoot Riesling tastes like mildly fermented, slightly carbonated apple juice. It’s refreshing in a weird way. I’m going to keep this one far away from the kids because I seriously think they’d drink it if given half a chance. Oh, I’ve got it! It tastes like Indian Summer apple juice! I haven’t had that brand in a long time so I might be wrong but, wow, I’m getting sensory memory flashbacks.