February-2014-Budget

You can probably tell I plan on making this a regular feature. Hopefully I can keep it interesting and fun. Goodness knows I could talk about budgeting forever but I know not everyone is as excited as squishing pennies to death as I am. You are always welcome to let me know if there’s something you’d like to know about my interesting financial situation. (Facebook, twitter…let me know!)

Also, I figure if it’s not fun at least it’s suspenseful, so that’s something anyway.

Our expenses don’t change dramatically, so this may turn out to be a quarterly update. I don’t even know. Also, I wanted to make the budget before I got the Tax Refund because then I get to feel extra-good about myself the next time I put one together. One of the best ways I know to keep yourself excited about finances and budgeting is to set yourself up to win. I would rather do two budgets and feel amazing about the second one than do just one budget and feel okay about doing it.

So, let’s get our not-so-awesome on, shall we?

feb-2014-budget-spreadsheet

This doesn’t include the Xbox Live Gold membership we get once a year. I could not buy it if I really had to skip it, but we use the Xbox for a great deal of our entertainment and I would be hella sad without it. I can usually find a 12 month card on sale somewhere for $39.99 during the year and then I add it on to the current year.

Also, for you math majors out there you can see that what I have right now is officially not enough. We are brainstorming a solution for that. I actually made more than that writing last month and it’s only the first week of this month, but the writing is sporadic and not something I can count on so I thought it would be best to put a lower number there. One I’m sure is attainable rather than the potential income which could honestly be in the thousands if I apply myself and luck is on my side and I can click “accept” faster than the other writers.

I’m also mulling over a potential side-hustle that has nothing to do with writing and plays more to my love of software. I don’t want to say too much and jinx it because the more I talk about something the less likely I am to do it, but I have a few sketches and ideas written out and I’m just the littlest bit excited about it.

Like I said before, don’t worry, once we are through this winter those expenses are going to stay firm except for adding in gas and tolls. Of course, if Mr. Brickie’s next job is where he’s been told it is the gas will be minimal and there will be no tolls, which means we will be able to save money hand over fist.

We all know that more income without increased expenses is a great place to be. I hope to be there sooner rather than later, but really, as long as I get there at all I will be a very happy woman.

I’m excited to look at the budget next month.