I know the tone of the title might make you think I'm being sarcastic and this whole post is going to be a downer but...it's not. Sure, I'm a little frustrated. It's the first year we've filed taxes and not qualified for the Earned Income Tax Credit (EITC). A couple years ago the IRS was detecting so much fraud from returns that claimed the EITC (and another credit, but I … [Read more...] about Tax Delays Are Super Fun Am I Right?
I've been so nervous about the hearing. You all probably know by now I have a pretty severe (medically diagnosed) anxiety disorder. I work on it with meditation and other tools and, in extreme cases, with medication. A looming court date is not good for my mental health. But I'm willing to do anything for the betterment of my family so I willingly signed up to participate and … [Read more...] about Bankruptcy Hearing (The Early Bird Gets Confused)
I used to bank with ING Direct. It was a cool, online-only bank and I felt really futuristic when I signed up with them and their big orange dot of a logo. I loved the bank and it was wonderful. Then they were bought out by Capital One and renamed the bank Capital One 360. I had to call about something and expressed my sadness about the change and the customer service agent … [Read more...] about Why I Gave My Kids A Debit Card
I've covered last year that we were trying to close on a house and needed to pay off a credit card to fix our debt to income ratio. Honestly, last summer was a mess. Mr. Brickie was working like crazy and we were barely keeping our noses above water paying credit card minimums. We messed up and didn't spend responsibly. It started with taking the family to Disneyland for my … [Read more...] about I Paid $1400 to Erase My Debt and Start Fresh
I'm going off the rails with this post. After fifteen years you get into patterns in relationships. The big pattern Mr. Brickie and I have is he does things and I plan things. When we would argue we would always go back to him telling me I couldn't get things done without him and I'd tell him he couldn't plan his way out of a paper bag without me. We don't have good … [Read more...] about How We Did With Mr. Brickie Gone #Relationships